Welcome to the conforming loan limits map. The map below shows the 2021 conforming loan limits for single-family properties in every county of the United States. Use the tools provided to zoom in and out, or to move the map around. Hover your pointer over a county to see the 2021 single-family conforming loan limit.
About the Loan Limits Map
This map was provided by the Federal Housing Finance Agency (FHFA), the agency responsible for establishing and updating national loan limits. These caps apply to mortgage loans generated on or after January 1, 2021, and they will remain in effect through the end of the year.
According to federal law, Fannie Mae and Freddie Mac can only purchase single-family mortgages with origination balances below a specific amount. These specific amounts are known as “conforming loan limits,” and they vary by county as shown in the map above. A mortgage loan for an amount that exceeds this limit is known as a “jumbo” loan.
Since 2008, various laws and legislative acts raised the loan limits in certain high-cost areas in the United States. While some of the legislative initiatives established temporary limits for loans originated in select time periods, a permanent formula was established under the Housing and Economic Recovery Act of 2008 (HERA).
The 2021 conforming loan limits shown in the map above were set under the HERA formula.
You can also download these limits in PDF or Excel format on this page of our website.