Will houses in the U.S. get cheaper in 2022? Or will housing affordability continue to fall as prices climb? This is a common question among future home buyers, as we approach the last two months of the year. It’s also a tough question to answer across the board, because real estate conditions can vary from […]
The Loan Limits Blog

Why Are Home Prices Rising So Fast in 2021?
Why are home prices rising so fast in 2021, even with a pandemic going on? And will they ever slow down? These are common questions among home buyers, homeowners, agents, and others with a vested interest in the real estate market. Today, we will address those questions in detail. In short: The main reason why […]

Will the Housing Market Crash in 2022 or 2023?
The real estate market has been pretty crazy over the past 15 months or so. Home prices in many U.S. cities have risen like never before. It has many people wondering, will the housing market crash in 2022, or possibly in 2023? It’s a valid concern. After all, most of us can remember the last […]

Why the Housing Market Could Be Less Competitive in 2022
I’ll start with the understatement of the year. Over the past 12 months or so, the U.S. real estate market has been highly competitive. This is mainly due to a significant and ongoing imbalance between (A) the number of buyers in the market and (B) the number of properties for sale. The housing market has […]

Will There Be More Houses for Sale in 2022?
Inventory has been the big real estate news story for 2021. Or rather, a lack of inventory. Tight supply conditions in housing markets across the U.S. have increased competition among buyers and boosted home prices. Now, many people are wondering: Will there be more houses for sale in 2022? The good news is that we […]

Will My Home Value Decrease in 2022, if the Market Cools?
After a year of record-breaking home price growth in the United States, many homeowners are now wondering how long the “party” will last. A common question among concerned homeowners is: Will my home value drop in 2022? While there is no way to predict future real estate trends with complete accuracy, most forecasters and economists […]

Why Is the Housing Market So Crazy & Competitive Right Now?
It seems like every time we turn on the news, we hear a story about how crazy and competitive the U.S. housing market is right now. Reporters often use phrases like “red-hot” and “hyper-competitive” to describe the residential real estate scene in 2021. But why is the U.S. housing market so crazy and competitive right […]

Will Mortgage Rates Stay Low in 2022, or Start Rising?
If you’re wondering if mortgage rates will stay low in 2022, I have a bit of bad news to deliver. While rates are not expected to surge anytime soon, a pair of recent forecasts suggest that they could rise gradually over the coming months. Even so, there’s probably no cause for alarm just yet. Mortgage […]

What Is a Buyer’s Market in Real Estate, and Will It Happen in 2022?
What is a buyer’s market in real estate terms, and will we see one in 2022 — or anytime soon? This is a common question in 2021, due to the red-hot nature of the U.S. real estate scene. After a year of frenzied sales activity, a lot of people want to know if the market […]

Should I Buy a House Now, or Wait Until 2022?
In 2021, a lot of home buyers in the U.S. were frustrated by the hyper-competitive nature of the real estate market. Fast-rising prices and limited inventory have certainly made things challenging. As a result, many buyers are now wondering the same thing: Should I buy a house now, in 2021, or wait until 2022? There […]