I’ll start with the understatement of the year. Over the past 12 months or so, the U.S. real estate market has been highly competitive. This is mainly due to a significant and ongoing imbalance between (A) the number of buyers in the market and (B) the number of properties for sale. The housing market has […]
The Loan Limits Blog
Will There Be More Houses for Sale in 2022?
Inventory has been the big real estate news story for 2021. Or rather, a lack of inventory. Tight supply conditions in housing markets across the U.S. have increased competition among buyers and boosted home prices. Now, many people are wondering: Will there be more houses for sale in 2022? The good news is that we […]
Will My Home Value Decrease in 2022, if the Market Cools?
After a year of record-breaking home price growth in the United States, many homeowners are now wondering how long the “party” will last. A common question among concerned homeowners is: Will my home value drop in 2022? While there is no way to predict future real estate trends with complete accuracy, most forecasters and economists […]
Why Is the Housing Market So Crazy & Competitive Right Now?
It seems like every time we turn on the news, we hear a story about how crazy and competitive the U.S. housing market is right now. Reporters often use phrases like “red-hot” and “hyper-competitive” to describe the residential real estate scene in 2021. But why is the U.S. housing market so crazy and competitive right […]
Will Mortgage Rates Stay Low in 2022, or Start Rising?
If you’re wondering if mortgage rates will stay low in 2022, I have a bit of bad news to deliver. While rates are not expected to surge anytime soon, a pair of recent forecasts suggest that they could rise gradually over the coming months. Even so, there’s probably no cause for alarm just yet. Mortgage […]
What Is a Buyer’s Market in Real Estate, and Will It Happen in 2022?
What is a buyer’s market in real estate terms, and will we see one in 2022 — or anytime soon? This is a common question in 2021, due to the red-hot nature of the U.S. real estate scene. After a year of frenzied sales activity, a lot of people want to know if the market […]
Should I Buy a House Now, or Wait Until 2022?
In 2021, a lot of home buyers in the U.S. were frustrated by the hyper-competitive nature of the real estate market. Fast-rising prices and limited inventory have certainly made things challenging. As a result, many buyers are now wondering the same thing: Should I buy a house now, in 2021, or wait until 2022? There […]
Outlook: Will U.S. Home Prices Go Up or Down in 2022?
Over the past year, more and more home buyers in the U.S. have found themselves priced out of the real estate market due to rapidly rising home values. And now, a lot of them are naturally wondering the same thing: Will home prices in the U.S. go up or down in 2022? While no one […]
Will 2022 Be a Good (or Easier) Year to Buy a House in the U.S.?
It’s no secret that home buyers in the U.S. faced some tough times during 2021. There have been countless news stories about frustrated buyers struggling to find a house due to high competition and low inventory. Many people are now wondering: Will 2022 be a good time to buy a house? Will it be any […]
Mortgage Rate Forecasts & Predictions for 2022: Are Higher Rates Ahead?
A pair of recent mortgage rate forecasts for 2022 predicted that we will see higher mortgage rates next year compared to where we are right now. Those predictions were issued by researchers from the government-sponsored home loan purchaser Freddie Mac, along with the industry group Mortgage Bankers Association. Mortgage Rate Forecasts for 2022 Predict Higher […]